This is the question that come in the minds of the Student Loan debters who can not manage to pay their EMI.
here is a good news for you, just relax and you don't need to worry.
if you can not pay your EMI, banks will not follow you because they have many obligation to ask the customer for non payment.
Banks representatives can not force you for payment.
If you will not pay many student loan EMIs, they may finally go to court but they can not do something illeagally.
If you have missed a couple of Student Loan EMIs you don't need to worry. Just relax and enjoy.